Anything you want to know about Insurance.

Curb appeal is a tool both realtors and homeowners utilize when selling a home. If the prospective buyer drives up to a white picket fence and pathway lined with pansies, it’s an easier sell. But as any homebuyer knows—or eventually will figure out—first impressions can be misleading.

Of all the resources available to homebuyers, perhaps as important as the home inspection itself is the CLUE report, the Comprehensive Loss Underwriting Exchange report. Consulting a home’s CLUE report is almost like making the walls talk. It’s a record of the property’s history of insurance claims (or, hopefully, lack thereof) and can give homebuyers a better idea of a home’s potential pitfalls and problem areas. Fixer-uppers can be charming, but if there are a string of electrical-related claims, or water damage correlated to faulty plumbing, charming can quickly turn annoying. And expensive. The CLUE report is a great way to learn the history of a home and prevent any buyer’s remorse.

For a free Washington state homeowner’s insurance quote, contact Homer Smith Insurance. Visit our website, e-mail, or call us directly: 888-433-0031. An independent insurance agency, we are licensed in Washington, Oregon, California, Arizona, and Nevada.

Erin Stork, Homer Smith Insurance