Equipment Breakdown coverage from Safeco
When something in a home decides to quit working, it’s almost never something small. Appliances and equipment for the indoors and outdoors can stop working without notice.
An inexpensive addition to a Safeco homeowners policy can safeguard against these unforeseen inconveniences. For two dollars a month, Equipment Breakdown coverage covers losses due to electrical or mechanical breakdown for home systems and personal property.
Here’s what’s covered:
- Washers and Dryers
- Computer Equipment
- Dishwashers
- Refrigerators and Freezers
- Ovens and Microwaves
- Garbage Disposals
- Heat Pumps
- Heating and A/C Systems
- Electrical Service Panels
- Home Security Systems
- Water Heaters
- Well Water Pumps
- Sump Pumps
- Surround Sound Systems
- Swimming Pool Equipment
- Televisions/Plasma/LCD
Equipment Breakdown coverage could also substitute more expensive warranties offered by retailers. Another benefit is the coverage’s simplicity—it follows the conditions and terms of pre-existing homeowners policies. It provides coverage up to $50,000 and is subject to a $500 deductible. If appliances should need replacing, Safeco will replace them with an Energy Star® rated model of like quality and kind, a greener advantage.
To discuss this coverage with an agent, call Homer Smith Insurance. We can help you assess your home’s unique needs, and get the coverage you need. Visit our website, send us an e-mail, or call directly: 888-433-0031.
Erin Stork, Homer Smith Insurance
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